{"title":"Earthquake-Related Damage","subtitle":"","body":"\u003cstyle\u003e\n    tr{\n    vertical-align: top;\n    }\n    li{\n    style=\"font-size: 15px; font-weight: normal;\"\n    }\n\u003c/style\u003e\n\u003ctable style=\"border: 1px solid #d3d3d3; width: 100%;\" cellspacing=\"1\" cellpadding=\"8\"\u003e\n    \u003ctbody\u003e\n        \u003ctr\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eSection of Policy Wording \u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eSub-Section \u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eWhat\u0026rsquo;s Changed?  \u003c/h4\u003e\n            \u003c/th\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e1.6 How much is covered  \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e1) Guaranteed Building Replacement \u003c/p\u003e\n            \u003cp\u003e\u0026nbsp;\u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe regularly evaluate our product and make adjustments to coverage to align with industry standards and to manage risk. As a result, we\u0026rsquo;ve updated our \u0026ldquo;guaranteed building replacement\u0026rdquo; coverage relating to earthquake:  \u003c/p\u003e\n            \u003cul\u003e\n                \u003cli style=\"font-size: 15px; font-weight: normal;\"\u003eIf a fire that is caused by an earthquake results in damage or loss to your home, coverage to repair or rebuild your home will be limited to 125% of your Coverage A (Your Home) limit.\n                \u003c/li\u003e\n                \u003cli style=\"font-size: 15px; font-weight: normal;\"\u003eIf you have Earthquake Coverage and earthquake damage results in damage or loss to your home, coverage to repair or rebuild your home will be limited to 125% of your Coverage A (Your Home) limit.\n                \u003c/li\u003e\n            \u003c/ul\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eThe guaranteed building replacement limit remains unchanged for all other insured events.\n            \u003c/p\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe recommend reviewing your Coverage A (Your Home) limit and contacting us if you\u0026rsquo;d like to discuss your coverage limit.\n            \u003c/p\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e\u003cstrong\u003eWhat is guaranteed building replacement?\u003c/strong\u003e\n            \u003c/p\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eGuaranteed building replacement is the coverage that will pay for the full costs of rebuilding a home, following an insured loss \u0026ndash; even beyond the policy\u0026rsquo;s Coverage A limit. It is available for policyholders with \u0026lsquo;Coverage A\u0026rsquo; who insure their home for the estimated rebuild cost amount, as outlined by BCAA in your policy document.\n            \u003c/p\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e\u003cstrong\u003eWhat was guaranteed building replacement for earthquake and fire resulting from an earthquake before?\u003c/strong\u003e\n            \u003c/p\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003ePreviously, guaranteed building replacement was unlimited for earthquake and fire resulting from an earthquake. This change means you will have up to 125% of the Coverage A limit shown on your policy document instead. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eSection 3 \u0026ndash; Optional Extras \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e3.12 Zero Deductible Glass Coverage \u003c/p\u003e\n            \u003cp\u003e\u0026nbsp;\u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the description of this optional coverage to specify that it does not apply to glass damage caused by an earthquake. If you have Earthquake Coverage, the deductible for earthquake (as stated in your policy renewal document) would apply. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n    \u003c/tbody\u003e\n\u003c/table\u003e","disableFooter":true,"ModalSize":"Large","ID":"25a9bd9e-5b04-4a7c-8c90-cd9518820ae3","__DisplayName":"","Name":"Earthquake-Related Damage","DisplayName":"Earthquake-Related Damage","SortOrder":300}